3098 SW Cedar Trail, Palm City, FL 34990

$995,000
4
BD
2
BA
2,746
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$995,000
Status
ACTIVE
Days on Market
109
Price Change
▼ $55,000 1781659243
MLS#
B26014459
Subtype
Residential
Style
Florida
Year Built
1996
Bedrooms
4
Bathrooms
2
Full Baths
2
Living Area
2,746
Acres
0.24
Subdivision
Rustic Hills
Building Name
Rustic Hills
MLS Area Major
6090 - Palm City

Property Description

SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!

Additional Information

Amenities
Boat Facilities, Boating, Home Owners Association
Interior Features
Wet Bar, Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Entrance Foyer, Family/Dining Room, High Ceilings, Living/Dining Room, Pantry, Split Bedrooms, Separate Shower, Upper Level Primary, Vaulted Ceiling(s), Bar, Walk-In Closet(s)
Exterior Features
Balcony, Lighting, Outdoor Living Area, Outdoor Shower, Propane Tank - Owned, Porch
Taxes
$13,701
HOA Fee
$25
HOA Freqency
Monthly
Property Description
Florida
Flooring
Carpet, Tile
Appliances
Dryer, Dishwasher, Electric Water Heater, Disposal, Microwave, Range, Refrigerator, Water Heater, Washer
Heating
Central, Electric, Zoned
Air Conditioning
Central Air, Electric, Zoned
Exterior Construction
Fiber Cement, Frame
Stories
2
Levels
Multi/Split, Two
Roof
Metal
Pool
Yes
Parking Features
Driveway, Open
Elementary School
Bessey Creek
Middle School
Hidden Oaks
High School
Martin County
View
Canal, Water

Listing courtesy of Keller Williams Realty Of The Treasure Coast. Contact:

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

All listings featuring the BMLS logo are provided by Beaches MLS Inc. Copyright 2026 Beaches MLS. This information is not verified for authenticity or accuracy and is not guaranteed. © 2026 Beaches Multiple Listing Service, Inc. All rights reserved.


Agent: Erin Duke-Warren PA | Email: erin@benchmarkgroupre.com